WHAT PEOPLE SAY ABOUT US

Pl include more political whispers.

R N Meena

NLY SOURCE TO REACH THE DECISION MAKERS

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INTERVIEW OF THE WEEK

The biggest advantage of PLI is that, its low on premiums & high on returns. PLI does not spend much in procurement of business in the form of payment of commission to the agents etc. and in turn pass on the surplus in the form of handsome bonus to the insurants, said Mrs.Anju Dasgupta Member I&FS.
In an interview to <whispersinthecorridors.com> she said "The PLI products are designed in such a way that an employee can pay his premium in monthly, quarterly, half-yearly or in annual installments and get the maturity amount at the end of the term or at the time of his superannuation." Under PLI ,Mrs. Anju Dasgupta said "some rebate is also given for advance payment of premium." Answering another question Mrs.Dasgupta said "RPLI is growing at a rate exceeding 40% in recent years and has created a very good impact on rural population" Moreover she said "not just residents of rural areas but also persons ordinarily resident in a village but temporarily located in an urban area - e.g. labourers and construction workers - or even NRI's abroad - are eligible to take a Rural PLI Risk Coverage upto Rs.3 lakhs is provided under RPLI."

What is Postal Life Insurance (PLI) ?

A-Postal Life Insurance(PLI) is the oldest life insurance scheme in India. This was introduced in the year 1884. PLI is meant for all Central & State Government employees & employees of public sector undertakings,universities, government aided educational institutions, nationalized banks, local self bodies and those who are in the defence services as well as paramilitary forces.Under this the risk coverage is upto Rs.10 lakh .

Is there any advantage in PLI as compared to Life Insurance products of other Life Insurance Service providers in India ?

A-Premiums in PLI schemes are much lower as compared to the premiums charged by other corporations and companies for life coverage. Also the bonus rates are substantially higher in PLI as compared to similar schemes of other Life Insurance Companies. This is possible because operational cost of PLI is much lower and it operates through the infrastructure of nearly 1,56,000 Post Offices spread all over the country. PLI does not spend much in procurement of business in the form of payment of commission to the agents etc. and in turn pass on the surplus in the form of handsome bonus to the insurants.

What are the different products under PLI ?

A-PLI has Endowment Assurance Schemes, Whole Life Assurance Policies, Convertible Whole Life Policies, Anticipated Endowment Assurance Policies, Joint Life Endowment Assurance Policies (Yugal Suraksha) for such couples both of whom are entitled for PLI coverage and Children Policies for such insurants who are already having PLI policies. The PLI products are designed in such a way that an employee can pay his premium in monthly, quarterly, half-yearly or in annual installments and get the maturity amount at the end of the term or at the time of his superannuation. The details of the policies are available on the web site of the Department of Posts: <indiapost.gov.in>

How one pays his premium ? What happens in the case of transfer of an insurant ?

A- Government employees have the option of paying premium by monthly deduction from salary. One can also deposit his premium through any Post Office. Some rebate is also given for advance payment of premium. Payment of premium in PLI schemes is very transparent and convenient. If an insurant is transferred say from one place/State to another, his policy is also transferred to his new place of posting and he can continue to pay his premium in usual way.

What is Rural PLI, in what way is it different from PLI ?

A-Rural PLI was introduced in 1995 as a result of the recommendation of the official committee for reforms in the insurance sector (Malhotra Committee). The prime objective of this scheme is to provide life insurance cover to the rural public in general and to benefit weaker sections and women workers of rural areas in particular and also to spread insurance awareness among the rural population. The schemes under Rural PLI are similar to those under PLI. However, the premium tables and bonus rates are different. RPLI is growing at a rate exceeding 40% in recent years and has created a very good impact on rural population.

Not just residents of rural areas but also persons ordinarily resident in a village but temporarily located in an urban area - e.g. labourers and construction workers - or even NRI's abroad - are eligible to take a Rural PLI Risk Coverage upto Rs.3 lakhs is provided under RPLI.

WE REQUIRE CORRESPONDENTS

As part expansion programme of <whispersinthecorridors.com>
we are going to appoint state correspondents in all State Capitals. Those who are interested may rush their bio data with two references in strictest confidence to
Mr.Sanjeev Majupuria, Editor & Country Head
<whispersinthecorridors.com>
on following E-mail ID maju30@rediffmail.com
Contact nos 094256 00494 & 094250 13232.

Who told what to whom in UPA Co ordination committee meeting?

Pranab Mukherjee to Prakash Karat-
Why are you making the nuclear deal such a big issue? Please allow it to go through.

Prakash Karat to Pranab Mukherjee-
Do you want us to be like NDA who put the issues of Lord Rama's temple, Article 370 & Kashmir issue on the back burner? They paid a price by facing virtual disintegration in the BJP.

Lalu Prasad Yadav to Left Front & UPA Chairperson-
The Left Front doesn't want the deal, while the Congress wants the deal.But, deal or no deal, I will be a done deal after the polls (Lok Sabha),as the electorate will throw me
about ,so please think about me.

Sharad Pawar to Mrs.Sonia Gandhi-

Lalu ji is right.Maharashtra is a slippery wicket. People at village level don't understand the nuclear deal.They only follow onion deal, sugarcane deal or better wheat deal.

Other UPA allies to Mrs. Sonia Gandhi-
We are not in a very comfortable position to face an early poll to the Lok Sabha.

Politics has no permanent friends or foes

In politics there are no permanent friends or foes. The Samajwadi Party (SP) & Congress are talking for a possible coalition in Uttar Pradesh. As the grapevine has it, Gandhi family friends & one time SP's "money bag"Saleem Sherwani has met Congress chief Mrs. Sonia Gandhi twice, on behalf of SP supremo Mulayam Singh Yadav.It is understood while the Congress High Command is upset with UP Chief Minister & Bahujan Samajwadi Party (BSP) president Miss Mayawati's attacks on Congress, SP is under pressure from its well wishers like Anil Ambani & Subrato Roy to bury the hatchet with Congress & join hands.

Rahul Gandhi is upset

Newly appointed AICC general secretary Rahul Gandhi is reportedly quite upset over stories that were planted by the Gujarat leadership in the media about his assignment being to take on Gujarat Chief Minister Narendra Modi.No wonder its like taking on with a lion in his lair.

Jawed Usmani to go to World Bank next month
Joint Secretary in the PMO Jawed Usmani is all set to go to the World Bank as Senior Advisor in November. He is 1978 batch IAS officer of Uttar Pradesh cadre.
( We said this in July)

Sree Ram Ttiwari to return AP
IG BSF in Siliguri Sree Ram Tiwari is returning to the parent Andhra Pradesh cadre pre-maturely.He is 1982 batch IPS officer.

Uday Pratap Singh is Joint Secretary Steel
Uday Pratap Singh has joined the Ministry of Steel in the Government of India as Joint Secretary. He is 1984 batch IAS officer of Jharkhand cadre.
( We said this on September 19 )

Saurabh Kumar appointed Ambassador to Austria
Saurabh Kumar Presently Ambassador of India to Ireland has been appointed as the next Ambassador of India to Austria in succession to Dr. Sheel Kant Sharma. He is 1973 batch IFS officer.

Gupta promoted in MEA
Yogesh Kumar Gupta has been promoted to the rank of Additional Secretary in the Ministry of External Affairs.1976 batch IFS officer Gupta will now be AS (Coordination).

Jamini Bhagwati promoted in MEA
Jamini Bhagwati has been promoted to the rank of Additional Secretary in the Ministry of External Affairs. 1976 batch IFS officer Bhagwati will continue to look after (Eurasia).

1982 batch IPS to be ADG in AP
1982 batch IPS officers are being promoted to the rank of ADG in Andhra Pradesh in a couple of months.

Will history be repeated in BHEL?

History will be repeated in BHEL if CS Verma, Director Finance, becomes CMD of the organization. Earlier K Ramachandran rose to the rank of CMD with the longest tenure.Because of his age Verma may continue as CMD till 2017.

Devraj is new Secretary to TamilNadu CM
M. Devaraj has been appointed new Secretary to the TamilNadu Chief Minister Chief Minister. He is 1979 batch IAS officer.

IPS officer is Director in MHA
B N Yogeshwar has joined the Government of India as Director in the Ministry of Home Affairs. He is 1991 batch IPS officer of Rajasthan cadre.

PGCIL CMD Dr.R.P.Singh gets extension

Chairman cum Managing Director(CMD) of the Power Grid Corporation of India Limited (PGCIL)Dr. R P Singh has got an extension till he superannuates in July 2008.

Director IGNFA to be decided soon

Director of the Dehradoon located Indira Gandhi National Forest Academy (IGNFA) is going to be decided soon.Names of Indian Forest Service(IFS) officers belonging to batches of 1975 & 1976 figure in the panel.

Rajasthan DGP to join Centre ?
Rajasthan Government has given permission to DGP A S Gill to go on deputation to the Government of India. He is 1972 batch IPS officer.

1981 batch IAS to be PS in Uttarakhand
Three 1981 batch IAS officers Mssrs Rakesh Sharma,D K Kotia and A Sinha are being promoted to the rank of Principal Secretary in Uttarakhand next month.

Raha says "No " for PESB
Subir Raha is believed to have declined to become Member of the Public Enterprises Selection Board (PESB). He is presently Number one man for the Hinduja's in India.

IRPS posted as DRM
First time IRPS officer Mohammed Akhtar has been posted as DRM Guntur.

Top Jose is back to Kerla
Tom Jose is back to the parent Kerala cadre from his foreign posting.1984 batch IAS officer Jose is being appointed Secretary PWD.

IAS changes in Kerala
Ramanandan will be Additional Commissioner Land Revenue.T M Gopala Menon has been made Director Panchayata.S Prasanna Kumar has been posted as Director Homeopathy.Gnanesh Kumar has been given additional charge of Parliamentary Affairs and Railways.

FORUM

Keep the selection process transparent
Please keep the selection process objective and transparent. It is learnt that the ACR assessments are being downgraded in an interesting manner this time.
Arvind Jha

We are happy with justice

Conviction of MP and his wife is a signal for those who try to attack the symbols of overnance. We all are happy at the justice. Mr. Fernadese must understand the implications of his actions.

N Kumar

TAIL-PIECE

A chap and his wife were relaxing in the living room. He said to her, "I never want to live in a vegetative state, dependent on some machine and taking fluids from a bottle. If that ever happens, just pull the plug."

She got up, unplugged the TV,and threw out his beer bottle.

Cheers--
Contributed by-Col. Satish Dewan

Aaj Ki Aawaz

Commies have turned from red to yellow and are worried,
No wonders to announce a Festive Season truce Commies were very hurried!!

Commies have given UPA and actually themselves a Festival Deal,
And said that after the Festival Season with what's on the table they'll deal!!

Laloo was jumping with joy……. he knows RJD will face rout in Bihar ,
If midterm poll is held RJD ko padhe gi boori tarha se maar!!!

Laloo knows that RJD is going to face banwaas!!!
For next Lok Sabha term we'll be saved from Laloo's bakwaas!!!

Now the Laloo dolls and toffees have all disappeared as Public now has realized the truth,
That Laloo was a cruel joke that fate played on them and now they consider him as uncouth!!

Karat and Bardhan too showed their glee!!!
Relief on their face was easy to see!!!

And in the end India became the laughing stock overseas!!!
The joke is that India 's future is at stake because UPA forgot to say to the Commies 'please'!!!

Congress's worry is that will it be able to make up for the loss as Allies are expected to do badly???
Congress would grab any new Allies gladly!!!

Maya and Jaya are two possible Allies but both will demand a huge price,
Maya will demand she be made PM and Jaya would like to be PM in disguise!!!

On midterm polls to Congress Laloo, Karuna, Pawar and Paswan must have made their fears clear!!!
And there is no doubt that there is merit in their fear!!

Useless and Petered-out Alliance will be the new meaning of UPA if midterm polls are held!!!
Will disintegrate as today power karr rahi hai Alliance ko weld!!!

Bottom line is what is Congress's feeling….. can it come near the half way mark????
And seems it feels it can and that's why on a confrontation line Congress ne kiya hai embark!!!

PC has already presented the Budget for Agriculture and will present more such mini Budgets soon,
And he's going to promise us the moon!!!

BJP too seems has gone into midterm election mode,
BJP's central envoys have hit the road!!!

But BJP has still to sort out Neta and Neeti,
When it was clear on these two BJP thi jeethi!!!

Some mending needs to be done by BJP to stem the fragmentation of its votes!!!
And if this is done BJP's Vote Bank bloats!!!

And BJP has to realize its rural India that decides which Party will rule in Dilli,
Not recognizing this means being pure and simple silly!!

Maya's maya!!
As her successor appointed her bhaiyaa!!!

Behena ne Rakhi bandan nibhaaya,
Bhai ko successor banayaa.

Leadership is in the genes!!
Or is the end to keep it all in the family and appointing her bro as her successor the means????

And then BSP is a Sole Proprietorship,
And Proprietor is the Captain and Owner of the ship!!

Everyone else in BSP is a mere deck- hand!!!
On Proprietor's rocketing affluence Deck- hands have to keep their heads in sand.

Hope her bro is not like Mulayam's bro Shivpal…. woe if they are the same????
As we all know Shivpal is known on account of the wrong kind of fame!!

Seems the Red Wheat matter has been swept under the carpet …. Pawar has the clout!!!!
On his managing controversies there is no doubt!!!

In fact many a Politician in a corner has turned to him for know how!!!
In fact he can pen a book for politicos…. Controversies should never cow!!!

It's said that when a Bull run is coming to an end the Market becomes ludicrous,
And as you must have noticed both evaluations and market rise have become ridiculous!!

Udyan of CNBC says that Markets are now not affected by political activity!!
Is he trying to be witty?????

Fact is FII Managers are privy to a lot of inside info on Indian political activity... are in the know!!!
There is a minute to minute political activity info flow!!!

And the market breadth is worrying....... market breadth has been too narrow or negative,
So how's the Market being so positive????

IBN in its Big B fixation is collecting Big B's photos…. advertised that photos be sent to IBN!!!
Its Bahchcan's Network is the meaning of IBN!!!

Rekha must be having a stash of Big B with her pics,
And this is for sure these pics will not be from her and Big B's pics (movies)!!!

Confucius says…. Icons should be upright,
Icon stand for everything right!!!

Bharat Kumar
Aaj_ki_aawaz@yahoo.com r

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CORPORATE

Maheshwari is is ED (Operations) NACIL

A Maheshwari is the Executive Director (Group II Operations) of the National Aviation Company of India Ltd (NACIL), the new company into which Air India and Indian have been merged.

Uday is President of AIMS
Uday Sallunkhe has taken over as president of the Association of Indian Management Schools.

Maheshwar Peri is new AIM President

Maheshwar Peri Publisher Outlook group is new president of the "Association of Indian Magazines"(AIM). Paresh Nath Editor-Publisher, Delhi Press Magazines will continue as Treasurer of AIM.Other office bearers are:Pradeep Gupta CMD and Publisher CyberMedia vice president. Devashish Sarkar CEO Worldwide Media general secretary, Anurag Batra MD and Editor-in-Chief exchange4media group convenor-events(newly created post). Ashish Bagga CEO India Today, Anant Nath of Delhi Press, Pheroza Bilimoria of Business India, Smiti Ruia of Paprika Media, Shyam Malhotra of Data Quest, Prakash Iyer of Infomedia, Bringi Dev of IDG Media, R Rajmohan of Images Multimedia, Vivek Gaur of India Today, Shrenik Mehta of Harmony, B Srinivasan of Anand Vikatan, Vemuri Balaram of Swati, Mitrajit Bhattacharya of Chitralekha, Hoshang Billimoria of Next Gen & Rajiv Pahwa of Meri Saheli(all members of the exceutive committee).

Kerelavideo.com's greetings of Eid-ul-Fitr

Invis Multimedia has come up with 'Ramzan Video Greetings' exclusively available at http://kerala.indiavideo.org/, the first professional video website on any Indian state.

Eredene Capital invests up to 3 million Pound Pipavav's CFS

Eredene Capital PLC has announced that it has acquired a major stake in a Container Freight Station (CFS) to serve the Indian port of Pipavav. This is the Eredene Group's second real estate investment in a CFS in India, where there is rising demand for container service facilities & its third investment since shareholder approval of its broadened investment strategy. The Eredene Group is investing up to INR 233.3 million (GBP 3 million) for a 40% stake in a Special Purpose Vehicle (SPV) which is developing the first dedicated CFS at Pipavav, a fast-growing port in the south of Gujarat State. Revenue is due to come on stream by mid-2008.The Pipavav port is owned and operated by the international shipping company Maersk.

Tensor Technologies to launch Hindi SMS

The Tensor Technologies Pvt. Ltd,Delhi has joined hands with ZestADZ to launch an ad-supported Hindi SMS Solution called MeghDoot. MeghDoot uses mobile transliteration technology application which enables users to send Hindi SMS to almost any phone using an English Keypad."MeghDoot is a milestone in local language messaging and it will take SMS messaging to the masses" said Shekhar, CEO, Tensor Technologies Pvt. Ltd."This partnership is a part our effort in creating an open ecosystem of services to the subscriber which will be monetized through mobile advertising" said Asif Ali, Chief Technology Officer(CTO) mobile-work.

Ramakrishna is COO of AP
S. Ramakrishna has been appointed Circle Chief Operating Officer of Tata Teleservices, Andhra Pradesh.