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INTERVIEW OF THE WEEK

The biggest advantage of PLI is that, its low on premiums & high on returns. PLI does not spend much in procurement of business in the form of payment of commission to the agents etc. and in turn pass on the surplus in the form of handsome bonus to the insurants, said Mrs.Anju Dasgupta Member I&FS.
In an interview to <whispersinthecorridors.com> she said "The PLI products are designed in such a way that an employee can pay his premium in monthly, quarterly, half-yearly or in annual installments and get the maturity amount at the end of the term or at the time of his superannuation." Under PLI ,Mrs. Anju Dasgupta said "some rebate is also given for advance payment of premium." Answering another question Mrs.Dasgupta said "RPLI is growing at a rate exceeding 40% in recent years and has created a very good impact on rural population" Moreover she said "not just residents of rural areas but also persons ordinarily resident in a village but temporarily located in an urban area - e.g. labourers and construction workers - or even NRI's abroad - are eligible to take a Rural PLI Risk Coverage upto Rs.3 lakhs is provided under RPLI."

What is Postal Life Insurance (PLI) ?

A-Postal Life Insurance(PLI) is the oldest life insurance scheme in India. This was introduced in the year 1884. PLI is meant for all Central & State Government employees & employees of public sector undertakings,universities, government aided educational institutions, nationalized banks, local self bodies and those who are in the defence services as well as paramilitary forces.Under this the risk coverage is upto Rs.10 lakh .

Is there any advantage in PLI as compared to Life Insurance products of other Life Insurance Service providers in India ?

A-Premiums in PLI schemes are much lower as compared to the premiums charged by other corporations and companies for life coverage. Also the bonus rates are substantially higher in PLI as compared to similar schemes of other Life Insurance Companies. This is possible because operational cost of PLI is much lower and it operates through the infrastructure of nearly 1,56,000 Post Offices spread all over the country. PLI does not spend much in procurement of business in the form of payment of commission to the agents etc. and in turn pass on the surplus in the form of handsome bonus to the insurants.

What are the different products under PLI ?

A-PLI has Endowment Assurance Schemes, Whole Life Assurance Policies, Convertible Whole Life Policies, Anticipated Endowment Assurance Policies, Joint Life Endowment Assurance Policies (Yugal Suraksha) for such couples both of whom are entitled for PLI coverage and Children Policies for such insurants who are already having PLI policies. The PLI products are designed in such a way that an employee can pay his premium in monthly, quarterly, half-yearly or in annual installments and get the maturity amount at the end of the term or at the time of his superannuation. The details of the policies are available on the web site of the Department of Posts: <indiapost.gov.in>

How one pays his premium ? What happens in the case of transfer of an insurant ?

A- Government employees have the option of paying premium by monthly deduction from salary. One can also deposit his premium through any Post Office. Some rebate is also given for advance payment of premium. Payment of premium in PLI schemes is very transparent and convenient. If an insurant is transferred say from one place/State to another, his policy is also transferred to his new place of posting and he can continue to pay his premium in usual way.

What is Rural PLI, in what way is it different from PLI ?

A-Rural PLI was introduced in 1995 as a result of the recommendation of the official committee for reforms in the insurance sector (Malhotra Committee). The prime objective of this scheme is to provide life insurance cover to the rural public in general and to benefit weaker sections and women workers of rural areas in particular and also to spread insurance awareness among the rural population. The schemes under Rural PLI are similar to those under PLI. However, the premium tables and bonus rates are different. RPLI is growing at a rate exceeding 40% in recent years and has created a very good impact on rural population.

Not just residents of rural areas but also persons ordinarily resident in a village but temporarily located in an urban area - e.g. labourers and construction workers - or even NRI's abroad - are eligible to take a Rural PLI Risk Coverage upto Rs.3 lakhs is provided under RPLI.

Change in policy for appointing Secr
The GoI is said to be contemplating not to provide main stream ministries to those secretary level officers who are left with less than two years of service.

Hunt for new DG Forest
A hunt has begun for new Director General(DG) of Forests, as the present incumbent JPL Shrivastava is due to superannuate in December 2007.He is an Indian Forest Service (IFS) officer of the 1970 batch.

Pendse likely to head Settlement panel on IT & Welath Tax
Name of JG Pendse is in circulation for being appointed as chief of the Settlement Commission on Income Tax & Wealth Tax. Pendse who currently member of the said commission is based in Chennai. He is likely to be appointed as Acting Chairman of the Commission. The post has been lying vacant for sometime.

Miss Mayawati's cold shoulder to a Union Minister
Uttar Pradesh Chief Minister & Supremo of the Bahujan Samaj Party (BSP), Miss Mayawati, recently gave a short shrift to one of the cabinet colleagues of Indian Prime Minister Dr.Man Mohan Singh. When a Union Minister called her up on telephone, she reportedly said that she did not talk to incumbents less than the Prime Minister.

Rajesh Chaturvedi is JS Textiles
Rajesh Chaturvedi has joined the Ministry of Textiles as Joint Secretary. He is 1987 batch IAS officer of Madhya Pradesh cadre.

Srivastava is MD NCCF

R K Srivastava is new MD of the National Consumers Cooperative Federation.He is 1984 batch IAS officer of Jharkhand cadre.

Complaint against BHEL CMD
A powerful General Secretary of the AICC reportedly rang up a powerful functionary of the Government to make a complaint against the BHEL CMD A K Puri that the later did not come on line when he wanted to talk to him.

Sujit Pande joins CBI
Sujit Pandey is new SP CBI in Mumbai. He is 1994 batch IPS officer of Uttar Pradesh cadre.

1974 batch IPS to get DG Rank next month
1974 batch IPS officers Mssrs Alind Jain, S K Raut and N K Tripathi are being promoted to the rank of DG in Madhya Pradesh next month.

Rani Doley to join SSB !
Grapevine has it that DIG CBI in Gauhati D Rani Doley is joining the Seema Shashtra Bal (SSB).She is 1986 batch IPS officer of J & K cadre.

Jayant Sinha joins in London
Jayant Sinha has joined Indian Embassy in London as Principal Director Audit. He is 1990 batch IA & AS officer.

Repatriated prematurely
The CVO of Nuclear Power Corporation, Jain, has reportedly been repatriated prematurely.

Mukul Goyal suspended
DIG ITBP Mukul Goyal has been suspended by the Uttar Pradesh Government . He is 1987 batch IPS officer.

Uttarakhand DGP to retire
Uttarakhand DGP Kanchan Chaudhry Bhattacharya is superannuating by next month end. She is `1973 batch IPS officer.

SAARC Countries conference to conclude today in NPA

The Sardar Vallabhbhai Patel National Police Academy is hosting the First Conference of Heads of Police Training Insitutions of SAARC Countries on October 8 & 9, 2007. Minister of State for Home Affairs, Shri Sriprakash Jaiswal flagged off the Meet with his inaugural address today morning. In his address to the delegates, the Minister stated that "All the success that a nation can achieve is built on a concrete foundation of peace and tranquility in the society. As a country invests in the future of the nation, there also has to be a conscious effort to strengthen this foundation. The progress of a nation should be a reflection of the progress in the economy and the social well being of its citizens. With economic progress, some of the fault lines in a growing society become wide. This brings additional responsibility on the police forces to ensure that law and order is maintained and no segment, no matter how minor is it, is oppressed. The police must be viewed as a fair, efficient and honest service. The people must have confidence in the professionalism of the police. While instilling fear in those breaching the law and threatening the security of the country, the police, at the same time must be perceived as friends by the law abiding common citizens. Police forces across the world continue to face an increasingly complex environment. New security threats have come to the fore, bringing in their wake new challenges'. Governments across the world are trying to grapple with them to formulate suitable responses. In a large, diverse country of continental dimensions undergoing social, economic and political change, the police job is even more challenging." He further stated that as "we stand on the threshold of new beginnings of an exchange of ideas and strategies relating to police training, we need to evolve a shared vision of the future of our region. Such a vision must be rooted in our common values and be based on our individual and collective strengths that will enable South Asia to realise its full potential in the 21st century."

Earlier, welcoming all the delegates, the Director of the Academy Dr G S Rajgopal thanking all the delegates for their overwhelming response to the Meet, stated that "t he challenges we face as a region and as members of the larger international community are no longer susceptible to purely national solutions. We need to work together appreciating each other's diversities and understanding better each other's similarities. This First Two-day Conference would be an occasion to, once again remind ourselves of the need for forging even closer ties to enable us to pool our collective resources to deal with our regional issues. This Conference is an opportunity to evolve mechanisms for effective and timely cooperation on all issues relating to police training in the region. We shall gain from the experiences of one another."

Over the next two days, discussions would be held on Core Competencies of Police Training Insitutions, Organising of Joint Training Programmes, Exchange of faculty, feasibility and modalities, Offering of seats other member countries, Sharing of Training Resources amongst member countries.

The Two-day Conference will conclude tomorrow evening with the Valedictory address of Smt. V S Rama Devi, Former Governor, HP & Karnataka.

1989 batch IPS to be IG in Uttarakhand

Three 1989 batch IPS officers Mssrs Ram Singh Meena,Ashok Kumar and J C Pandey are being promoted to the rank of IG in Uttarakhand this month.

Jt Secr level vacancy since March

A Jt Secr level CVO post is lying vacant in Indian Telecom Limited Bangalore since March.

New team of IMA

Ashok Adhao from Nagpur has been elected president of the Indian Medical Association. V. C. Shah, S. S. Aggarwal, Govinda Rajuloo and K. Jairam have been elected vice-presidents. R. S. N. Mishra will again be honorary secretary-general

FORUM

Suggestion for Mayawati

Respected Maywati, allotting tickets and seats in MP to Thakurs and not to Brahmins is not fair. Your party should consider the persons of repute in social service and who can devote time and money for the upliftment of the downtrodden in the society. As your party had decided reservation to all with economically poor of upper class, you can achieve your motto of being Prime Minister of India. One thing more is that you should make Uttar Pradesh - a crime free state which will give peaceful atmosphere and bring investments in the field of infrastructure and industrial development. Once people of the state have peace of mind, they will think of heavy investments in the state which will bring prosperity in form of employment and taxes.

Employ best brains as advisors in the state in the field of economy, infrastructure and industrial development and suggestions once accepted by the state be implemented.

For poor people of the state, your Government should bring such good policies to provide employment, food and house that every person starts feeling happy and good of Madame Mayawati. For poor people, Government should identify areas in big cities and construct two rooms accommodation in multi stories buildings. Only one time allotment be made of the houses to poor down trodden families of the state on No Profit No Loss and construction work be awarded to builders with all the terms of charging the price.

Hope this mail of mine will be sent to you.

With my best wishes and regards to you, your party and your Government.

R K Garg

Why name is changed ?

Actress Jodie Foster says "why Bombay has been changed to Mumbai", elementary ma'm ! since we could not make likes of V.T.,Prince of Wales museum, Minto Bridge and Harding Bridge, so we chose a softer and clever option of simply renaming them as Chhatrapati Shivaji terminus, museum, Shivaji bridge and Tilak bridge respectively.

Ravi Pipal

Government should sort out this issue in P & T

In October 2005, the Department of Telecommunications gave options to the officers of the Indian Telecom Service and the Indian P&T, Accounts and Finance Service, Group-'A' to opt the Government or the BSNL or the MTNL. The officers of the P&T, Accounts and Finance Service as an ideal government servant exercised their option and about sixty officers opted BSNL and MTNL. But the ITS officers did not exercise their option. Hardly 1% ITS officers opted the BSNL or MTNL. There are more than 2000 ITS officers are still in government but working in BSNL and MTNL. All these officers are government servant but availing PSU benefits. This is creating frustration among the officers of the Indian P&T, Accounts and Finance Service. Denial of opportunity to these officers to serve in the PSUs of DOT(BSNL/MTNL/TCIL etc.), even on deputation basis is not only violation of the Principle of equity, but is discriminatory and against the Public Policy of the Government of India. Rules must be same for everybody. The ITS officers who have opted BSNL and MTNL are also not happy, they have moved to the High Court, Delhi challenging the terms and conditions of the Option. The frustration among the officers is badly affecting the profits of the BSNL and MTNL. The Government should take final and firm decision in this regards in the interest of the public and the nation.
Hemant Chauhan
New Delhi.

Real evolution by IAS officer

Having spent 20 years in Switzerland, the officer is indeed the right person to write about evolution of the "Indian" Administrative Service!

Balachandra Iyer

Delhi's Blueline Buses

Delhi's Blue line buses are only following the golden example set by Sallu Baba [Salman Khan] and the Bollywood Bratpack comprising among others Sanju Baba [Sanjay Dutt] , Nandu Baba [the BMW case remember?] Rodu Baba [Rodriguez]and many other drunk and drugged Satans who routinely mow down sleeping civilians merely for sleeping at night .Of course they feel [next morning when sober] that they have done their patriotic duty of making others make the supreme sacrifice at the altar of India's population problem. They only think of the national interest even when drunk late at night driving at 180 kmph.

D Choudhary

Do not be biased towards IAS

Ravi seems too biased towards IAS. The country is not run by Infosys or those who have gone abroad for good bucks but by people who perform in government. Blame politicians for fall in number of bold officers.

N Kumar

Doordarshan is a dead organization

You do a good job. But you have yet to speak for professionals. In this fast changing world and economic strategies, it is the professional who has to call the shots.

Prasar Bharati is in huge losses. World knows about that. But has the managers of country cared to look into this ? Doordarshan is a dead organisation - has anyone gone into that ?

Eighth report of Standing Committee of Parliament has stated that professionals be given the charge if AIR and DD have to be improved. Why the Govt. has not done in that direction ? Why it is succumbing to the machinations of IAS ?
Today, there was a briefing to be given to Minister for the Group of Minister meeting ( GOM ),which is looking into the functioning of Prasar Bharati. Imagine who all went - all the temporary bureaucrats joined just few months back. They were presented as Prasar Bharati experts. These included two IAS, one from Indian Forest Service, one ex-MTNL officer...professionals who could have contributed were kept away. Should the Minister not have asked for professionals participation ? Or is this GOM a farce ?

Staff is agitated. There are gate meetings and resentment all over. What happens if things become embarrassing for the Government. The PM is busy, UPA Chairperson should immediately intervene.

Tailpiece : The acting DG, Doordarshan, a media professional of repute is being sidelined only because he belongs to the " reserved category ". What a shame for a party that follows Gandhiji's ideals.

Rajiv Khandelwal

I agree with Dewan

I agree with Dewan that everyone takes liberties with Hinduism and Hindu beliefs. Actually this is one of the strengths of Hinduism. Debate and questioning the very basis of faith has been a Hindu preoccupation for millenia. Unfortunately this freedom has been abused by atheists and the three middle eastern religions of the world which not only detest each other but also gang up against Hinduism and Hindu beliefs on the ground of idol worship. The funny fact is that Muslims worship a pre-Islamic idol the Kaaba in Mecca and every Muslim is enjoined to make at least one pilgrimage to Mecca and worship the Kaaba. Our home grown critics of Hindu beleifs should do some research into this and maybe submit another affidavit in the court in due course. The three middle -eastern religions also revere their holy books, another product of the dry climate of the middle-eastern deserts. In India our holy traditions are oral because in our tropical and hot and humid climate, no book, however holy would survive. So why are the Bible , the Koran and the Torah worshipped? Is that rational? Does one worship a library, however holy? Maybe yet another affidavit in the court is called for. Adolf Hitler was a Roman Catholic and a Christian and yet he exterminated 6 million Jews. Now-a-days the Jews of Israel are behaving like the Nazis in relation to the Arabs. The Germans are now like the Jews of the past in that they are obsessed with money. Is this rational? Does this not merit one more affidavit in a court? George Bush has declared war on Islam like a dutiful medieval Christian . Is this rational? Surely yet another affidavit is called for? Ambika Soni has her work cut out for her.

D Chaudhury

All about Mr Lalli

What the eminent BS Lalli has done to denude Prasar Bharti of considerable revenue, is nothing new to him - it comes naturally!! So do the many official trips, but at your and my expense - tabs are always picked up by the State.
If anyone has doubts, do refer to his ignominious tenure with the MOD as the JS(G) - defense officers will update you satisfactorily .

Incidentally, when CGHS and defense officers cry for even basic medical treatment and entitlement, they are given short shrift and lame excuses regarding shortage of funds.

Ch KS Sindhu

Gone are the days

Gone are the days when upright, honest IAS officers were in demand. Today, there are enough number of spineless officers keen to replace those with spine.

Rajendra Bhanawat

Aaj Ki Aawaz

At the Haryana Rally bijli giraane Sonia aayee,
And at Commies fired her first hawaee ( rocket)!!!

Maybe this is just the trailer and now she'll attack them more and more!!!
Rest assured there are lots of hawaees in her store.

She's abs right when she says that those who oppose 123 Deal are enemies of the Nation,
They are trying to derail the Progress Train before it reaches India's Station!!!

And Bardhan Ji for India an election would prove to be good!!!
Because to let Commies come back to a position of power India is in no mood!!

Seems Sonia has realized its better to be a lame duck than a dead duck,
If UPA ditches this Deal internationally India will get stuck!!

And Nationally it'll be perceived that UPA let down India in a big way!!!
In the next election in a big way it'll be made to pay!!!

If Commies pull the plug Sarkaar will be a lame duck,
And if UPA compromises with Commies Congress will end us a dead duck caught up in muck!!!

Congress will end up as the biggest loser as the Deal is perceived to be a Congress thing!!!
By ditching the Deal on itself a lot of problems Congress will bring!!!

Now the ball is in Commie's court ….. what will they do????
Well going by their past record via their barks they are going to boo.

Politburo will find a way to make light of Sonia's attack!!
As guts to withdraw support Commies karte hai lack.

For Commies it's a loose loose situation!!
And this situation is their own creation.

Insiders say Gowda Senior took Gowda Junior to the master of back stabbing!!
Because 'I'll not go back on my word' junior Gowda was blabbing.

Gowda Senior took Junior to Pawar to get Pawar to drill his kind of sense into Junior!!
Pawar's kind of polticking is the ideal of Gowda Senior!!!

Now Gowda says that BJP wanted him to make Advani Prime Minister!!!
From Gowda a new twister!!!!

If Gowda was in a pposition to make the next PM he'd have made himself as the PM!!!
Why PM Gowda doesn't even have the power to make a CM!!!

And now JD (S) in rebellion mode as MLAs do not want loose power!!!
At the Father Son duo many have gone sour!!!

Could there be a surprise in store!!!
And Gowda Father and son post the Vote are seen yelling 'chor chor'???

Hooda's off for a 12 day hopping tour…… he'll sleep during the outbound flight,
Dog tired because to make Sonia's rally a success he's slogged day and night!!

And Sonia's pretty happy with him and she's let him know of this!!!!
This opportunity to please Sonia Hooda did not want to miss!!!

There is no doubt the Wheat Deal is the Mother of all scams and needs to be probed!!!
The chori and chors needs to be disrobed!!!

Rs.10,000 crores wheat was imported and the scam runs into hundreds of crores!!!
And it's imperative to unmask the chors!!!

Farmers were hit by these imports and Multinationals made a killing!!!
And it's vital that they probe the import billing!!!

What's the reason that Shiela is so pro the Blue Line Buses???
She says the Media on such issues just fusses!!!

These murderers on wheels need to be banned!!
But instead Shiela feels that Media needs to be canned.

How many more lives will be lost before Shiela will act????
And break with Blue Line Buses Delhi Government's pact!

On Delhi Sarkaar what is the Blue Line Bus owners hold????
Why on Blue Line is Delhi Sarkaar so sold????

Is Badal sleeping….. why isn't he going to woo investments????
As it is when it comes to Industry Punjab is facing divestments.

Badal Junior is fixated on Flying schools….. fly Punjabi fly!!!
His punch line is that in flying limit is the sky!!!!

Junior calculates that exodus of Punjabis to foreign shores is going to increase!!!
And Pilot requirements will go up and this opportunity he wants Punjabis to seize!!!

His dream is to turn Punjab into a land of Malls , Hotels, and Airstrips!!!
Land from the agriculture land bank each Project strips!!!

His twenty five year power dream will remain a dream!!!
At this rate in next State election Congress Akalis ko karren ge cream!!!

Twenty 20 and One Day matches require players to be at their fittest best!!!
So its time that the three Old Men in the Indian Team are put to rest.

They should have played the winning Twenty 20 eleven …but the oldies got their say!!
And with their place in the team some of the Twenty 20 eleven had to pay!!

Tendulkar plays one day matches as if he's playing a Test match!!!
India needs to rid itself of the oldie batch!!!

Confucius says…… the old have to make place for the young… its nature's law,
Aging is like a slide and not a merry-go-round or seesaw!!!

Flash..... Gowda Junior's resigned,
And Karat has served an ultimatum ..... one lined!!!

Dump the Deal or we'll pull the plug!!!
And now no more talking, munching and glug glug!!!!

Bharat Kumar
Aaj_ki_aawaz@yahoo.com r

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CORPORATE

Coal India to decide upon Interim Relief soon
Coal India will be having a meeting on October 12 to decide upon the Interim Relief to be paid to the officers.

Anil Ambani gets project in Andhra Pradesh

Anil Ambani's Reliance Energy Ltd (REL) has got contract in Andhra Pradesh costing at Rs. 6,288 crore.

Bhattacharya is MD of SBI

Sanjay Kumar Bhattacharya has been appointed as the Managing Director of State Bank of India. He has been designated as MD and Chief Credit and Risk Officer. He has replaced Yogesh Agarwal, who is now Chairman and Managing Director of IDBI Ltd.

Balakrishnan joins Standard Charterd Bank
Dilip Balakrishnan has joined the Standard Chartered Bank as Chief Operating Officer. He was earlier with the HSBC.

Warden is ED (Middle East and Africa) NACIL
F D Warden is the Executive Director (Middle East and Africa) of the National Aviation Company of India Ltd (NACIL), the new company into which Air India and Indian have been merged.

Sengupta takes over as VP in Tata Steel

Partha Sengupta has taken over as vice-president (corporate services) of Tata Steel