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of India, Union Ministries/Departments/State Governments/Public Sector
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but also gives the latest feedback/whispers on the political scenario
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find it is very informative and useful in my day to day work! All kudos
to the Editor-in-Chief and his wonderful team!
Thanks!
With kind regards!
Ms Surat Misra Sociologist & Media Analyst Media & PR Consultant
Directorate General: Doordarshan
Have Muslims in UP gone aggressive?
It is heard that Muslims in UP have gone very aggressive and are extracting
their pound of flesh on many issues of everyday life. Meanwhile CM Akhilesh
Yadav is finding it hard to contain this important vote bank which seems
to be slipping fast out of their hand says a political watcher.
Is Left worried about rise of Regional Muslim
outfits?
The Left parties especially in Bengal are worried about the rise of
regional Muslim outfits. They cut into votes of not only the Left and
Congress but benefit the BJP in the due process says a harried Left
party source.
Is BJP strengthening allies?
BJP is trying to strengthen regional allies like MNS in Maharashtra
and BSP in UP. Narendra Modi in drafting the next election strategy
is keen on Mayawati and Raj Thackeray.
Is Lalu gaining strength in Bihar?
It is heard that Lalu Prasad Yadav is gaining strength once again in
Bihar. His rallies have started drawing huge crowds once again say sources.
Is NCP losing out Maratha vote bank?
With the sugarcane farmers up in arms over the cane prices the common
farmer in the NCP bastion is very miffed with Sharad Pawar. It is also
learnt that some of the agitation is being supported his recently snubbed
nephew Ajit Pawar.
BUREAUCRACY
Panel for IB, Chief?
For the first time a panel of three names is likely to be prepared for
the next Chief of the Intelligence Bureau. Altogether, 13 IPS officers
have been short-listed. Formal meeting to prepare panel is likely to
take place in the Cabinet Secretariat either today or on November 21.The
names in the panel are as follows:1. RN Gupta, Special Director, IB
(IPS 1976 batch- Himachal Pradesh cadre),2. V RajGopal, Special Director,
IB (IPS 1976 batch- AGMU cadre), 3. Alok Joshi, Special Secretary, RA&W
(IPS 1976 batch- Haryana cadre), 4. Yashovardhan Azad, Special Director,
IB (IPS 1976 batch- Madhya Pradesh cadre),5. Bhimsen Bassi, Special
Commissioner - Admin, Delhi Police (IPS 1977 batch- AGMU cadre), 6.
S Jai Raman, Special Director, IB (IPS 1977 batch- AGMU cadre), 7. Arun
Choudhary, Special DG, CISF HQ, New Delhi (IPS 1977 batch- Bihar cadre),
8. S A Ibrahim, Special Director, IB (IPS 1977 batch- Madhya Pradesh
cadre), 9. PM Dixit, Director General of Police, Maharashtra, (IPS 1977
batch- Maharashtra cadre), 10. Dillip Trivedi, Special Director General,
BSF (IPS 1978 batch- UP cadre), 11. J Narayan Choudhary, DGP, Assam
(IPS 1978 batch- AGMU cadre),12. Rajeev Kapoor, Special Director, IB
(IPS 1978 batch- UP cadre) and 13. Sanjay Sinha, DGP, Tripura Police
(IPS 1978 batch- MT cadre).
Padamvir Singh empanelled as Secretary in
GoI
Padamvir Singh, Director of the LBSNAA has been empanelled as Secretary
in Government of India. He is a 1977 batch IAS officer of Madhya Pradesh
cadre.
Arun Kumar Jain empanelled as Secretary in GoI
Arun Kumar Jain has been empanelled as Secretary in Government of India.
He is a 1977 batch IAS officer of Nagaland cadre.
Lov Verma empanelled as Secretary in GoI
Lov Verma has been empanelled as Secretary in Government of India. He
is a 1978 batch IAS officer of Uttar Pradesh cadre.
30 IAS officers of 1979 batch empanelled in GoI
Altogether 30 IAS officers belonging to 1979 batch and various cadres
have been empanelled to the rank of Secretary in the Government of India.
(We said this on August 31, 2012)
Two 1979 batch IAS officer to get equivalent rank
Two IAS officers of 1979 batch namely Meera Mahrishi (Rajasthan) and
C S Kedar (Karnataka) have been empanelled to the equivalent rank of
Secretary in the Government of India.
(We said this on August 31, 2012)
P K Mohanty empanelled as Secretary in GoI
Prashanna Kumar Mohanty has been empanelled as Secretary in the Government
of India. He is a 1979 batch IAS officer of Andhra Pradesh cadre.
L V Nagarajan empanelled as Secretary in GoI
L V Nagarajan has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Karnataka cadre.
Nilanjan Sanyal empanelled as Secretary in
GoI
Nilanjan Sanyal has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Orissa cadre.
Jugul Kishore empanelled as Secretary in GoI
Jugul Kishore has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Orissa cadre.
Ravindra Singh empanelled as Secretary in
GoI
Ravindra Singh has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Uttar Pradesh cadre.
G Mohan Kumar empanelled as Secretary in GoI
G Mohan Kumar been empanelled as Secretary in Government of India. He
is a 1979 batch IAS officer of Orissa cadre.
(We said this on August 31, 2012)
Vinay Sheel Oberoi empanelled as Secretary in GoI
Vinay Sheel Oberoi has been empanelled as Secretary in Government of
India. He is a 1979 batch IAS officer of Assam-Meghalaya cadre.
V Somasundaran empanelled as Secretary in GoI
V Somasundaran has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Kerala cadre.
(We said this on August 31, 2012)
Vandana Kumar Jena empanelled as Secretary
in GoI
Vandana Kumari Jena has been empanelled as Secretary in Government of
India. She is a 1979 batch IAS officer of Orissa cadre.
B K Dev Varma empanelled as Secretary in GoI
B K Dev Varma has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Assam-Meghalaya cadre.
Chhattisgarh Chief Secretary empanelled as Secretary in GoI
Chhattisgarh Chief Secretary Sunil Kumar has been empanelled to the
rank of Secretary in the Government of India. He is a 1979 batch IAS
officer.
(We said this on August 31, 2012)
Madhya Pradesh will have four new Secretaries in GoI
Four Madhya Pradesh cadre IAS officers of 1979 batch have been empanelled
to the rank of Secretary in the Government of India. They are: R Ramanujam,
Rajan Katoch, Ms Snehlata Kumar and Bimal Julka.
(We said this on August 31, 2012)
Amitabh Rajan empanelled as Secretary in GoI
Dr Amitabh Rajan, ACS (Home) in Maharashtra has been empanelled to the
rank of Secretary in the Government of India. He is a 1979 batch IAS
officer.
(We said this on August 31, 2012)
Anita Kaul empanelled as Secretary in GoI
Ms Anita Kaul has been empanelled to the rank of Secretary in the Government
of India. She is a 1979 batch IAS officer of Karnataka cadre.
(We said this on August 31, 2012)
Shyamal Sarkar empanelled as Secretary in GoI
Dr Shyamal Kumar Sarkar has been empanelled to the rank of Secretary
in the Government of India. He is a 1979 batch IAS officer of West Bengal
cadre.
(We said this on August 31, 2012)
Jitesh Khosla empanelled as Secretary in GoI
Jitesh Kumar Khosla has been empanelled to the rank of Secretary in
Government of India. He is a 1979 batch IAS officer of Assam-Meghalaya
cadre.
(We said this on August 31, 2012)
Afzal Amanullah empanelled as Secretary in GoI
Afzal Amanullah has been empanelled to the rank of Secretary in the
Government of India. He is a 1979 batch IAS officer of Bihar cadre.
(We said this on August 31, 2012)
L C Goyal empanelled as Secretary in GoI
L C Goyal has been empanelled to the rank of Secretary in Government
of India. He is a 1979 batch IAS officer of Kerala cadre.
(We said this on August 31, 2012)
Sudhir Bhargava empanelled as Secretary in GoI
Sudhir Bhargava has been empanelled to the rank of Secretary in Government
of India. He is a 1979 batch IAS officer of Rajasthan cadre.
(We said this on August 31, 2012)
Machendranathan empanelled as Secretary in GoI
S Machendranathan has been empanelled to the rank of Secretary in Government
of India. He is a 1979 batch IAS officer of Tamil Nadu cadre.
(We said this on August 31, 2012)
Zohra Chatterjee empanelled as Secretary in GoI
Zohra Chatterjee has been empanelled to the rank of Secretary in Government
of India. She is a 1979 batch IAS officer of Uttar Pradesh cadre.
(We said this on August 31, 2012)
Siraj Hussain empanelled as Secretary in GoI
Siraj Hussain has been empanelled to the rank of Secretary in Government
of India. He is a 1979 batch IAS officer of Uttar Pradesh cadre.
(We said this on August 31, 2012)
Lalit K Panwar empanelled as Secretary in GoI
Lalit K Panwar CMD, ITDC has been empanelled as Secretary in Government
of India. He is a 1979 batch IAS officer of Rajasthan cadre.
Rajiv Gupta empanelled as Secretary in GoI
Rajiv Gupta has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Uttaranchal cadre.
Ashok Sampatram empanelled as Secretary in
GoI
Ashok Sampatram has been empanelled as Secretary in Government of India.
He is a 1979 batch IAS officer of Rajasthan cadre.
1979 batch IAS officer empanelled as Additional
Secretary in GoI
Kusum Jit Sidhu has been empanelled as Additional Secretary in Government
of India. She is a 1979 batch IAS officer of Punjab cadre.
Surjit Kumar Chaudhary empanelled as Additional Secretary in GoI
Surjit Kumar Chaudhary has been empanelled as Additional Secretary in
Government of India. He is a 1980 batch IAS officer of Tamil Nadu cadre.
Jagan Nath Chamber empanelled as Additional
Secretary in GoI
Jagan Nath Chamber has been empanelled as Additional Secretary in Government
of India. He is a 1980 batch IAS officer of Uttar Pradesh cadre.
Yogesh Kumar empanelled as Additional Secretary
in GoI
Yogesh Kumar has been empanelled as Additional Secretary in Government
of India. He is a 1980 batch IAS officer of Uttar Pradesh cadre.
Dhanbir Singh Bains empanelled as Additional
Secretary in GoI
Dhanbir Singh Bains has been empanelled as Additional Secretary in Government
of India. He is a 1981 batch IAS officer of Punjab cadre.
V Sadagopan selected as MD (Helicopter Complex),
HAL
V Sadagopan, GM, HAL, has been selected for the post of Managing Director
(Helicopter Complex), Hindustan Aeronautics Limited (HAL) at a Public
Enterprises Selection Board (PESB) meeting held on November 15, 2012.
As many as 10 persons were interviewed for the same.
Mystery shrouds in delay of Arun Kaul's shifting
Mystery has shrouded in the delay of lateral shifting of Arun Kaul,
Chairman-cum-Managing Director (CMD) of the UCO Bank to CMD Canara Bank.
Saraswati Prasad is JS, Drinking Water
Saraswati Prasad has been appointed as Joint Secretary Ministry of Drinking
Water & Sanitation. He is a 1985 batch IAS officer of Assam-Meghalaya
cadre.
Thakur Ranjan Prakash to move from I&B
Ministry
Whispers in the corridors of power make it a buzz that Thakur Ranjan
Prakash is all set to move from I&B Ministry. A 1989 batch IRTS
officer Ranjan, PS to I & B Minister (Independent Charge) Manish
Tiwari, triggers a fresh buzz as what assignment would he be take up
since Monday, 19th November or onwards.
Who would make fortune as Media Advisor to Jharkhand CM in Delhi?
Whispers in the corridors of power are that Jharkhand Chief Minister,
known for his successful media management, may soon appoint a Media
Advisor in Delhi. Recently CM Arjun Munda has appointed Suman K Srivastawa
as his Media Advisor at Ranchi.
Sumer Singh Meena deputed as DS, MHA
Indian Revenue Service-Income Tax (IRS-IT) officer, Sumer Singh Meena
has been deputed as Deputy Secretary in the Ministry of Home Affairs,
New Delhi for a period of four years.
Ishtiyaque Ahmed posted as Director, DIPP
Indian Revenue Service-Income Tax (IRS-IT) officer, Ishtiyaque Ahmed
has been deputed as Director in the Department of Industrial Policy
& Promotion under the Ministry of Commerce & Industry, New Delhi
for a period of five years.
Two posts of Appraiser vacant at DG, C&EC, Mumbai
Two posts of Appraiser are lying vacant in Directorate General of Systems
& Data Management of Customs & Central Excise, Mumbai. Those
willing to apply can send their applications to this Directorate General
at the earliest.
DHI recommended to depute a candidate for
MD, NPPCL (UPDATED)
Only one candidate appeared for Managing Director, Nagaland Pulp &
Paper Company Limited (NPPCL) at a selection meeting held by Public
Enterprises Selection Board (PESB). However, the PESB has recommended
the Department of Heavy Industry (DHI) that till the approval of the
revival package, DHI may explore the possibility of appointing a candidate
on deputation basis in this sick/ loss making CPSE.
R.S. Shukla is poised to move to AIIMS as new Dy. Dir. Admin (UPDATED)
R.S. Shukla, Joint Secretary and & CVO, Dept. of Health and Family
Welfare, is poised to replace Vineet Chaudhary as the new Dy.Director,
Administration, AIIMS. He may take over the charge in the 1st week of
December. Shukla is a 1986 batch IAS officer of West Bengal cadre.
(We said this on October 05, 2012)
Mishra is new CVO MPT Goa
(UPDATED)
Sumit Mishra has been appointed Chief Vigilance Officer in the Mormugao
Port Trust, Goa. He is 1997 batch ITS officer.
Saha appointed CVO BPCL
(UPDATED)
Manish Saha has been appointed Chief Vigilance Officer(CVO) in theBharat
Pumps & Compressors Limited(BPCL), Allahabad. He is 1995 batchITS
officer.
Transfers and postings in Railways
(UPDATED)
Some senior officials have been shifted in Railways. Accordingly, U
KBal, SAG/IRTS, ADRM/Eastern Railway, has been posted as SDGM/Eastern
Railway while A K Behera, who was holding this post, is transferred
to Railway Board and Lalit Kapoor, SAG/IRSE RB as ED/WP, has been retained
on NR itself. Similarly, C Ravindran JAG/Printing & Stationery,
NR and posted as Chief Manager in NR; C S Jha SAG/IRSEE CORE as CPM/RE/GKP
shifted to ECR and posted in the cadre; S P Vavre, SAG/IRSEE, SR is
transferred to ICF in the same capacity and posted in the cadre;
R S Virdi is also GM, NFR (C) (UPDATED)
RS Virdi, GM NFR, has been assigned an additional charge of GM/NFR (C)
for a period of three months or untill further orders.
CORPORATE
Arup Roy Choudhury, CMD, NTPC inducted in
Panel,
Arup Roy Choudhury has been inducted in Panel set up by Government of
India to suggest ways to improve business in Country.
Rama Vedashree inducted in High Level Committee
of RBI
Rama Vedashree has been inducted in the 'High Level Committee' set up
by Reserve Bank of India to spearhead efforts to ensure accessible financial
services in the country.
Kasirajan appointed Director, Tamil Nadu Newsprint
& Papers Ltd
Mahesan Kasirajan, lAS, has been appointed as Director of Tamil Nadu
Newsprint & Papers Ltd.
Sharma quits Barak Valley Cements Ltd
Ms Nidhi Sharma has resigned as Company Secretary of Barak Valley Cements
Ltd.
Thangasamy quits KLK Electrical Ltd
John B Thangasamy has resigned as Director of KLK Electrical Ltd with
immediate effect.
Dasgupta quits Kalpena Industries Ltd
Indranil Dasgupta has resigned as Whole-time Director of Kalpena Industries
Ltd.
Sharma appointed Nominee Director, Nitta Gelatin India Ltd
Alkesh Kumar Sharma has been appointed as the Nominee Director of Kerala
State Industries Development Corporation (KSIDC) on the Board of Directors
of Nitta Gelatin India Ltd .
Meenavalli appointed MD, Stampede Capital
Ltd
Stampede Capital Ltd has appointed Venkata Srinivas Meenavalli as Managing
Director of the company.
Kumar appointed Addl. Director, Stampede Capital
Ltd
R Vivek Kumar has been appointed as Additional Director of Stampede
Capital Ltd.
Narayanan appointed Whole-time Director, Bimetal
Bearings Ltd
S Narayanan had been appointed as Whole-time Director of Bimetal Bearings
Ltd.
Mani steps down as Whole-time Director, Bimetal
Bearings Ltd
N P Mani had stepped down as Whole-time Director of Bimetal Bearings
Ltd.
FORUM
(The views expressed in this column are of
the contributors. We do not owe any responsibility, whatsoever, of the
views of our surfers as they are their personal opinion. However, we
would also request our contributors not to be personal, directly or
indirectly, in presenting their views. Instead of countering the views
which X has already expressed, our contributors are advised
to present their own views. Also be brief, say about 200 words at the
most since any views longer than that if eliminated at our end would
carry the risk of the contrbutors item losing its original essence)
FDI issue
Open Letter to The Members of Parliament Hon'ble Members, This open
letter seeks to stir your conscience and sensitize you to your duties
to this nation. Your electors rightly demand of you your valuable time
and application of mind. There are moments in the life of a nation when
individuals are called upon to do their duty, free from the bonds of
political or other kind of party whip or even coalition compulsions.
You are all learned, experienced, responsible public servants. Hence
this appeal to your conscience, wisdom and patriotism. You are obliged
to listen to your electors and your conscience. The Government has notified
Foreign Direct Investment in retail trade WITHOUT the sanction of the
parliament under the erroneous view that it is not obligatory for it
to seek parliament's approval before notifying any policy decision.
Contrary to this view, it is obligatory on the part of the government
to seek prior approval of the parliament before allowing FDI in retail.
It is a "Major" policy decision. In the past, before changing
even the definition of the Small Scale Industry or Dominance or monopoly,
the government had first moved the parliament. Even the present Prime
Minister, as the then Finance Minister, had done so in respect of the
revision of the definition of the SSI. How can the government adopt
a different line now? It cannot for several reasons, including small
industry, which is a state List subject and there is no resolution from
the Rajya Sabha authorizing the government to draw up legislation on
the subject. Any Bill that seeks to grant financial concessions to foreign
investors, necessarily needs parliament approval. If the government
gives effect to new provisions in piecemeal manner, as in the matter
of FDI in retail, it circumvents the rules of business and parliamentary
conventions. On the one hand FDI rules have been notified, and on the
other agreements for 2020 have already been finalized to reduce customs
duties on several items these retail stores will be marketing in India.
Unless these are read together, the patterns do not clearly emerge.
It is no simple question of economic or financial kind. The importance
of these two matters may be judged from the fact that the Constitution
has provided under Article 360 "Provisions as to financial emergency".
The Constituent Assembly debates would make it clear to you that economic
and financial disaster, existing or impending, have to be taken very
seriously. This is a totally different kind of Emergency- different
from internal disturbance or external aggression emergency. It is in
this special context that each Member of Parliament has to consider
the matter in his/her individual capacity as an Indian, elected MP and
custodian of the national interests of India. What is being pushed in
the name of the farmers as FDI in retail is going to throw India into
a financial and/or economic disaster after a decade or two, which is
not being envisioned by the government of the day. Unless Parliament
acts in the best national interest, there can be no insurance against
trade leading to colonization. If the parliament can make the government
open all the facts before it and assure the people of India that FDI
in retail will really prove as beneficial to them as the government
has been saying, it will convince all. Otherwise, the power of the parliament
to exercise oversight over the Executive or even change it, if need
be, through a vote of confidence, has to be used. The long term consequences
of FDI in retail need to be considered. Foreign Financial and/or technical
collaboration, has been there with the approval of parliament for more
than 6 decades now. The new name of FDI seeks to do away with all kinds
of "regulatory" mechanism in the name of "reforms".
The regulatory mechanism is what laws and Rules etc the parliament has
passed. In a dynamic democracy change for improvement is always welcome.
But the law should be same for everyone so that a level playing field
is provided to all. The hurry in approving FDI in retail and the fervent
statements from the government in its justification give an impression
as if everything is wrong with India, and this government is pushing
much needed reforms for the first time. It is neither reforms nor first
time: reforms were initiated by Rajiv Gandhi in 1985 when he removed
more than 40% industrial products from the necessity of obtaining an
industrial licence before any production facility could be set up. Unfortunately,
the government has not revealed any mission or vision about FDI. The
developed countries pushed globalization fervently, as it served their
economic interests. The developing countries went for it actively. But
in less than 20 years, they have started putting trade barriers! The
current credo in favour of FDI is nothing more than an extension of
the same economic policies of developed world, which has not recovered
from the 2008 economic meltdown. And our government, rather some vested
lobbies within the government, is busy diverting public attention from
the reality. On the one hand is the very well worked out long term economic
policy of countries like America, EU and China and on the other hand
is the short term election oriented policy of government of India, which
is against not only the long term but also the short term interests
of the country. It will lead to disastrous economic, social and political
consequences that this government has neither envisioned nor is capable
of handling in future. They will find it more convenient to clamp economic
emergency, reduce salaries and pensions across the board including MPs
and judges. Though FDI is being pushed in the name of the farmers, it
is going to affect even industrial production in the country. It is
mischievous to propagate it as an effective antidote for the middle
men in farm produce marketing. Foreign retail will not be selling only
farm produce but industrial products too. Even GM crops will enter surreptitiously,
harming the Indian agriculture forever. Unless a policy takes a long
term view of, say next 15, 25 or 50 years, in matters of agriculture
or industry, it opens a poor country's economy to fatal economic consequences.
The government has been very casual and superficial by just saying that
it will generate more employment, without clearly laying down how many
jobs will be lost and new ones created. This is no way of "policy"
formulation. The very fact that the government is desperate to avoid
any discussion on the subject in the parliament is proof of its unfair
and unjust attitude to national interests. To fully appreciate the contribution
of indigenous industrial products to the GDP, two sets of figures can
be compared: 1950 & 2012. It would transpire that the contribution
from the small, cottage, village, handloom & handicraft sectors
has touched around 40%. If these units have developed, it is because
they have both the domestic as well as export market for them. With
FDI in retail, it is bound to dry up completely, leading to closure
of such units and permanent loss of jobs. The FDI was started with an
assurance that 30% items will be procured from local industries. It
is being stoutly resisted by the FDIs. The government has assured them
that it may not start with the first year itself, but counted on the
total of 3 years. So it will be 100% imports initially. Once the imported
goods capture the market, there will be left no scope for the indigenous
industry. Unless the Members of Parliament consciously take a decision,
this policy foretells economic catastrophe for India. Economic conditions
in many countries will compel them to sell below cost price in big markets
like India. Worse than that, the Indian production capabilities will
be crippled forever. The vast pool of entrepreneurs, which has emerged
due to huge investments in development of a strong industrial base in
the country in the past 60years, will go waste and further growth in
this area would come to a standstill. The future cannot be bright in
such a scenario. Internal & external trade is a critical aspect
of governance and the parliament cannot be kept out of policy formulations
on the subject. This is a subject where long term view is a sine qua
non of any policy. The most significant aspect of the foreign policy
of any government is trade. It is an instrument of creating zones of
influence. In a nutshell this all about capitalism, colonization, communism
and now neo-liberalism. The new definition of trade stands reformed-
it includes agriculture and services. In fact, every remunerative activity
now falls within the term trade. Regimes are changed for securing trade
interests. All the world wars and subsequent operations since then are
nothing more than trade wars. Why are we so desperate to invite the
colonizers this time to subjugate us? The humiliating expressions like
subsidy, foodcoupons, BPL, APL, EWS,LIG etc in a country whose constitution
prides in declaring itself a "socialist" democracy will only
expand as never before once the industrial, trade and services base
is capped. FDI in retail is the first effective demarche in the future
subjugation of India. It has always been the history of Indian subjugation,
which started with trade and ended in loss of freedom. Dear Members
of Parliament, economic and financial interests of the country are above
all political parties. They are a-political in nature and intent. It
is, thus, the personal responsibility of each one of you to employ your
best judgement in taking any decision on the FDI in retail, before you
allow the Executive to bypass the Legislature and implement their ill
advised policy.
Yours sincerely
M L Gupta
A citizen of India
HDFC Bank employees not behaving good with customers
HDFC LIMITED bank employees are not behaving good with the customers
at Vapi, Gujarat. We don't know the same in other states but these bank
peoples are not good with their customers for home loan in this State.
Sunil Sharma
Congrats to R Ramanujam
Hearty congrats to respected R Ramanujam on being empanelled for appointment
as Secretary to Government of India! Pray for your good health and happiness.
N K Pushpakaran
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