“Start Early, Stay Disciplined”: SBI Pension Funds MD & CEO Pranay Ranjan Dwivedi on Building India’s Retirement Future

In an exclusive interaction with Whispers in the CorridorsMr. Pranay Ranjan Dwivedi, MD & CEO, SBI Pension Funds Pvt. Ltd, shared insights into the company’s impressive performance in FY 2025–26 and its vision for strengthening India’s pension ecosystem.

Under his leadership, SBI Pension Funds has continued its robust growth trajectory, with Assets Under Management (AUM) witnessing sustained expansion and several major schemes outperforming benchmark indices. The company’s disciplined investment approach, strong research framework, and prudent risk management have enabled it to deliver competitive, risk-adjusted returns, earning the trust of subscribers across the country.

Mr. Dwivedi emphasized that digital transformation remains at the core of SBI Pension Funds’ strategy, helping simplify customer onboarding, enhance service delivery, and expand outreach. Looking ahead, the organization’s focus will remain on investment excellence, market expansion—particularly in Tier-II and Tier-III cities—and delivering a seamless customer experience.

He also highlighted the importance of increasing youth participation in retirement planning through the National Pension System (NPS), while describing NPS Vatsalya as a transformative initiative that can foster early financial planning habits and encourage long-term wealth creation among families.

Speaking on the broader role of pension funds, Mr. Dwivedi noted that they are vital contributors to both economic development and social security, supporting infrastructure growth, financial inclusion, and retirement preparedness. Reaffirming SBI Pension Funds’ commitment to the vision of “Viksit Bharat @ 2047,” he encouraged young professionals to adopt a disciplined approach towards retirement planning and harness the power of compounding by starting early.

Read the complete interview with Mr. Pranay Ranjan Dwivedi, MD & CEO, SBI Pension Funds  in the June 2026 edition of Whispers in the Corridors.

 

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