PSBs Q3 FY26 Performance and Treasury Gains

PSBs reported strong Q3 results, with double-digit growth in non-interest income (up 4.0% in interest income) driven by treasury gains, recoveries from written-off accounts, and improved asset quality. This has widened their earnings lead over private banks. PSBs raised over ₹16,095 crore through bonds in the first nine months of FY26, with plans for ₹45,000 crore via qualified institutional placements to strengthen capital buffers. These developments support digital transformation and customer service enhancements under initiatives like EASE 8.0.

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